You may wish to adjust assumptions such as CPI/Indexation within your site for modelling and projection purposes.
- General Site Assumptions
- Income Assumptions
- Expense Assumptions
- Projection Assumptions
- Transition to Retirement (TTR) Assumptions
- Life Expectancy Assumption
- Centrelink Assumptions
- Superannuation Assumptions
- All Assumptions can be viewed and modified while logged in under a Dealer/Site Administrator Login
- Navigate to Settings > Assumptions
General Site Assumptions
General Assumptions allow the user to control things such as:
- CPI and AWOTE
- Medicare Levy
- Pension and Superannuation Returns
- SAPTO Rates
- Tax Band Assumptions
- Minimum Pension Assumptions
- Medicare Levy Surcharge Assumptions
- SAPTO Offset Assumptions
- SG Contribution Assumptions
- Preservation Rules
- Taxation Rules
We will maintain the relevant Centrelink Assumptions to ensure that your modelling and projections are up to date
Income Assumptions
- Income Assumptions allow the user to adjust the overall annual growth rate of income, as well as the default retirement date for clients
Expense Assumptions
- Expense Assumptions allow the user to adjust the overall rate of annual growth on both Super and Non-Super Expenses, as well as pre-setting when/at what age these assumptions should cease
Projection Assumptions
Projection Assumptions allow the user to adjust relevant assumptions around the future projection of different asset classes, as well as investment properties. Rates that can be adjusted include:
- Income Return
- Growth
- Total Return
- Franked Dividends
- Tax Deferred
- Subject to CGT (Yes/No)
TTR Assumptions
- TTR Assumptions allow the user to make adjustments to the relevant TTR taxation rates/threshold
Life Expectancy Assumption
- Life Expectancy Assumptions for both male and females can be adjusted here, which will flow through to projections
Centrelink Assumptions
- Navigate to Settings > Tools Admin > Centrelink Assumptions
Superannuation Assumptions
- Navigate to Settings > Tools Admin > Superannuation > Default values of Superannuation
